Starting Refined Currency came from noticing how little knowledge was available when it came to understanding our money matters. This website has been built on the foundation of being jargon-free from financial terms in order to make your personal finances feel more personal. The key to starting a blog is figuring out what you would […]
Young People’s Attitudes Towards Retirement
I stare at my mother sometimes and think about how quickly life is passing. The concept of me growing older is one thing but I forget others are growing too. This includes my nieces and nephews as well as the elders in my family. As I dọ̀bálẹ̀* out of respect for them, they often remind […]
Freebies And Special Discounts For NHS Staff
We are all living very hard times. As a sign of respect and appreciation for our wonderful NHS and emergency service workers, we want to share the best freebies they can claim right now! Our best thoughts right now go to emergency services and health workers who are our front-line troops, who risk their lives every day […]
How Stay at Home Moms Makes Money
It has become more and more difficult for moms to stay at home with dad as the breadwinner because the cost of living has far surpassed a rise in wages. With that being said, some families still try to keep mom at home, at least until the babies start school in kindergarten. While raising little […]
The Help To Save Initiative That Gives Back 50%
Help To Save is a new savings initiative launched by the Government to help those on low incomes. Savers are rewarded with 50p for every £1 saved with this initiative. How does it work? Help To Save is a savings account that provides tax-free bonuses at the end of the second and fourth years from the […]
UK Universities Are Fifth Most Expensive In The World For Brits To Attend
Attending University in the UK is the fifth most expensive destination in the world for British students, according to new research from personal finance comparison site finder.com. With every public university in the UK charging £9,250 per year for British students to attend, these students are paying almost four times more than they would […]
The Woman Behind F45 Brixton
Take me back to where your life was 12 – 14 years ago. 12 – 14yrs ago, I had not long graduated from Brunel University with a 1st class honours degree in Mechanical Engineering. I was in love or appeared to be in love whilst embarking on my first graduate scheme job in the chemical […]
Death and Taxes
They say nothing is certain in life but two things: death and taxes. For a long time, I didn’t really understand the meaning behind it, until now. This summer I’ve had to prepare my expenses to file my accounts for the tax year and I’ve also had to prepare for my father’s funeral. Taxes Although I work […]
The 5 Different Money Personalities
There are so many tests that claim to tell us a little bit more about our personality and how we deal with issues in the world: horoscopes, Myers Briggs Personality Tests, Love Languages. The list goes on. So why would we not have one related to our relationship with money? I recently posted on Instagram […]
5 Things You Should Know About These Altcoins Before You Invest
Due to the volatility of cryptocurrencies, many financial experts recommend creating a varied investment portfolio. While Bitcoin is a good choice, other alternatives known as ‘altcoins’ have the potential for growth. Besides, Bitcoin may be too expensive for newbie investors, that is why altcoins are excellent for an initial investment. Before venturing into the world of […]
Joy’s Power Round Up of February 2018
Welcome to the second installment of my monthly power round up. January was the longest month of the year. February flew by so quickly I felt that I wasn’t able to try enough financial products and services. That withstanding, here is a brief but useful list of what I was down for in February. TSB […]