The envelope system isn’t a new way to budget. It is considered one of the best ways of managing your finances. However, this technique isn’t always used well to handle money but when done properly, it can act as an efficient way. What is the envelope system? The envelope system is a way of categorising […]
Author: Refined Currency
Why You Should Get Your Travel Money From The Post Office

If you are going on holiday abroad, and are looking to exchange currency, ordering it online from your local post office could be of great use and with over 70 currencies and 0% commission, you only need a minimum of £400 to a maximum of £2,500 to order it online and you receive a better […]
The Fashion Girl’s Guide to Saving Like a Pro!

Saying the words ‘saving’ and ‘spending’ in the same sentence can often feel like shouting a curse word. Does it really make sense to buy another on-trend skirt when you are saving for a deposit? Let’s not even start thinking about that Celine bag that’s been on your wish list for about 5 years! Eniola-Tamara, […]
Why You Should Read ‘She Means Business’ by Carrie Green

Carrie Green is the founder of the Female Entrepreneur Association. She has launched a digital magazine called This Girl Means Business and she empowers women all over the world to follow their dreams and to reach their goals. Her content is on entrepreneurship, business start-up and she talks with various female entrepreneurs. I was so […]
A Review On How to Win Friends and Influence People

I recently bought his book, How to Win Friends and Influence People by Dale Carnegie. This book because has great principles on meeting new people, talking to them and learning how to keep them engaged in conversation. The book is sectioned into four parts, each part containing techniques on how to approach that certain topic and […]
My Best Career, Money & Life Advice To Those In Their 20s

While we have so much to learn about career, life and money matters, it’s always helpful when we can learn from those who have already had some of the experiences we are about to face. Below is an interview that is both inspiring and motivating to help you get to where you want to be […]
How To Get Your Budget Back On Track After A Splurge

We have all had a situation where we have blown our monthly budget and have no spending money left. We helplessly look at our back accounts regretting spending so much money and we’re only humans. We make mistakes and we get back up from them. So here are 3 ways to get your budget back […]
The Importance of Networking

There is a saying ‘it’s not how good you are it’s about who you know’. This statement couldn’t be more truthful and it is evident as many people have gotten to the heights of their careers due to being opportunists. An opportunist is someone who takes advantage opportunities regardless of any planning or principle. It is […]
The Death of The Retail Bank

A few weeks ago, I grudgingly walked into a bank on a Saturday morning to close an account. The process I had taken to open this account had lasted less than 5 minutes. Quick, easy and done without getting out of bed. The process to close said account was ultimately becoming a struggle. After being […]
5 Money Habits To Start Today

It can be quite hard to tell who is good with their finances and who isn’t. The type of signs that show someone is struggling with their money is if they talk about not being able to pay their phone bill or asking others to borrow money. These are signs of someone who is controlled […]