Savers with a Help to Buy ISA only have A WEEK LEFT to take advantage of a loophole that can provide a tax-free boost of up to £2,000. To be eligible, you have to have: Opened a Help to Buy (HTB) ISA before 5 April 2017 Opened a Lifetime ISA (LISA) between 6 April […]
What To Have In Place Before You Go Crypto…
Cryptocurrency. Sigh. I get it. It’s new. It’s sexy. Game-changing. Become a bitcoin millionaire overnight. What’s not sexy about that headline? We all want a piece of the action; especially when it sounds like easy money. So all I have to do is buy a couple of coins, invest in a couple of ICOs, wait a […]
Joy’s Power Round Up of January 2018
Last month, the Refined Currency team ran our first ‘Let’s Talk Money’ forum of 2018 discussing money in almost all its entirety. Those honest and insightful conversations with people looking to make their money work better for them and a little inspiration from a fellow contributor, Josy, provide the inspiration for this post. Here’s a […]
1 in 3 Millennials Borrow Money To Avoid FOMO
A new study of millennials, by Ferratum UK, reveals key information about how they spend and borrow money at Christmas and for events, and how comfortable they are speaking about finances. Key findings 1 in 4 millennials would cancel Christmas this year to clear all their debt. 37% would borrow money to avoid missing an event […]
Bad Money Habits I’m Leaving in 2017
How have you felt about money this year? Have you made better decisions when it came to your money management? I spoke with the RC team about the financial habits we’re leaving behind and we thought we’d share them with you in the hopes we can all have a fruitful, financial year ahead. […]
What is fleet insurance and do you need it?
If your business relies on its workers’ routine use of various cars, bikes and vans that comprise an entire fleet, then this can pose problems regarding insurance. Motor insurance is legally necessary for driving any vehicle on UK roads, the GOV.UK website makes clear. However, insuring even just one vehicle, let alone a whole fleet, […]
The Envelope System
The envelope system isn’t a new way to budget. It is considered one of the best ways of managing your finances. However, this technique isn’t always used well to handle money but when done properly, it can act as an efficient way. What is the envelope system? The envelope system is a way of categorising […]
Why You Should Get Your Travel Money From The Post Office
If you are going on holiday abroad, and are looking to exchange currency, ordering it online from your local post office could be of great use and with over 70 currencies and 0% commission, you only need a minimum of £400 to a maximum of £2,500 to order it online and you receive a better […]
The Fashion Girl’s Guide to Saving Like a Pro!
Saying the words ‘saving’ and ‘spending’ in the same sentence can often feel like shouting a curse word. Does it really make sense to buy another on-trend skirt when you are saving for a deposit? Let’s not even start thinking about that Celine bag that’s been on your wish list for about 5 years! Eniola-Tamara, […]
Why You Should Read ‘She Means Business’ by Carrie Green
Carrie Green is the founder of the Female Entrepreneur Association. She has launched a digital magazine called This Girl Means Business and she empowers women all over the world to follow their dreams and to reach their goals. Her content is on entrepreneurship, business start-up and she talks with various female entrepreneurs. I was so […]