There are so many tests that claim to tell us a little bit more about our personality and how we deal with issues in the world: horoscopes, Myers Briggs Personality Tests, Love Languages. The list goes on. So why would we not have one related to our relationship with money? I recently posted on Instagram […]
personal finance
5 Things You Should Know About These Altcoins Before You Invest
Due to the volatility of cryptocurrencies, many financial experts recommend creating a varied investment portfolio. While Bitcoin is a good choice, other alternatives known as ‘altcoins’ have the potential for growth. Besides, Bitcoin may be too expensive for newbie investors, that is why altcoins are excellent for an initial investment. Before venturing into the world of […]
Joy’s Power Round Up of February 2018
Welcome to the second installment of my monthly power round up. January was the longest month of the year. February flew by so quickly I felt that I wasn’t able to try enough financial products and services. That withstanding, here is a brief but useful list of what I was down for in February. TSB […]
Get Up To £2,000 Tax-Free With This LISA Loophole
Savers with a Help to Buy ISA only have A WEEK LEFT to take advantage of a loophole that can provide a tax-free boost of up to £2,000. To be eligible, you have to have: Opened a Help to Buy (HTB) ISA before 5 April 2017 Opened a Lifetime ISA (LISA) between 6 April […]
What To Have In Place Before You Go Crypto…
Cryptocurrency. Sigh. I get it. It’s new. It’s sexy. Game-changing. Become a bitcoin millionaire overnight. What’s not sexy about that headline? We all want a piece of the action; especially when it sounds like easy money. So all I have to do is buy a couple of coins, invest in a couple of ICOs, wait a […]
Joy’s Power Round Up of January 2018
Last month, the Refined Currency team ran our first ‘Let’s Talk Money’ forum of 2018 discussing money in almost all its entirety. Those honest and insightful conversations with people looking to make their money work better for them and a little inspiration from a fellow contributor, Josy, provide the inspiration for this post. Here’s a […]
The Envelope System
The envelope system isn’t a new way to budget. It is considered one of the best ways of managing your finances. However, this technique isn’t always used well to handle money but when done properly, it can act as an efficient way. What is the envelope system? The envelope system is a way of categorising […]
My Best Career, Money & Life Advice To Those In Their 20s
While we have so much to learn about career, life and money matters, it’s always helpful when we can learn from those who have already had some of the experiences we are about to face. Below is an interview that is both inspiring and motivating to help you get to where you want to be […]
The Death of The Retail Bank
A few weeks ago, I grudgingly walked into a bank on a Saturday morning to close an account. The process I had taken to open this account had lasted less than 5 minutes. Quick, easy and done without getting out of bed. The process to close said account was ultimately becoming a struggle. After being […]
5 Money Habits To Start Today
It can be quite hard to tell who is good with their finances and who isn’t. The type of signs that show someone is struggling with their money is if they talk about not being able to pay their phone bill or asking others to borrow money. These are signs of someone who is controlled […]