Help To Save is a new savings initiative launched by the Government to help those on low incomes. Savers are rewarded with 50p for every £1 saved with this initiative. How does it work? Help To Save is a savings account that provides tax-free bonuses at the end of the second and fourth years from the […]
savings
Get Up To £2,000 Tax-Free With This LISA Loophole
Savers with a Help to Buy ISA only have A WEEK LEFT to take advantage of a loophole that can provide a tax-free boost of up to £2,000. To be eligible, you have to have: Opened a Help to Buy (HTB) ISA before 5 April 2017 Opened a Lifetime ISA (LISA) between 6 April […]
What To Have In Place Before You Go Crypto…
Cryptocurrency. Sigh. I get it. It’s new. It’s sexy. Game-changing. Become a bitcoin millionaire overnight. What’s not sexy about that headline? We all want a piece of the action; especially when it sounds like easy money. So all I have to do is buy a couple of coins, invest in a couple of ICOs, wait a […]
Joy’s Power Round Up of January 2018
Last month, the Refined Currency team ran our first ‘Let’s Talk Money’ forum of 2018 discussing money in almost all its entirety. Those honest and insightful conversations with people looking to make their money work better for them and a little inspiration from a fellow contributor, Josy, provide the inspiration for this post. Here’s a […]
5 Money Habits To Start Today
It can be quite hard to tell who is good with their finances and who isn’t. The type of signs that show someone is struggling with their money is if they talk about not being able to pay their phone bill or asking others to borrow money. These are signs of someone who is controlled […]
4 Things To Know About The Lifetime ISA
Following on from the release of the Help-To-Buy ISA at the end of 2015, the Chancellor announced another ISA product called the Lifetime ISA (LISA). Launching in April 2017, this account offers people aged 18 – 40 an alternative way to save for a property or retirement. Here are four things you should know about […]
A Conversation With A 23 Year Old Homeowner
A conversation took place on Friday evening with an inspiring and motivated young homeowner, Jade Vanriel, who definitely embodies Refined Currency’s motto. Jade Vanriel defines what it means to be The New Age of Women and Money. For those that don’t know you, please introduce yourself. I’m a 23-year-old vlogger from London that studied Law. I work […]
Why Everyone Should Have An Emergency Fund
Have you ever considered what you would do if you had a financial crisis or an emergency? Setting aside money in case of an emergency will be beneficial in the long-term, as it allows you to be prepared for any unexpected life events. This may include a car repair, overdue rent or credit card payments. It […]
4 Ways To Make Your Money Stretch Till Payday
‘Payday’, seems to come slowly yet it can also be gone within seconds. If your outgoings are coming out faster than your income is coming in, then it’s time to be strategic with your spending. So how do you make your pay stretch until your next payday? Assess everything you spend your money on From […]
Saving Account Options
In the event you haven’t started to save yet, here is your guide on how to start saving. If you have debts such as an overdraft, credit cards, loans etc then it may be in your best interest to getting this paid off first. This is because the interest on the debts are probably costing you […]